uob individual banking
uob individual banking
Blog Article
UOB Financial institution offers a range of individual banking companies meant to meet the economic desires of people. Down below is an extensive overview that may help you understand The important thing facets and offerings.
Sorts of Accounts
Price savings Account: This account allows you to lower your expenses although earning curiosity.
Functions: Quick access, curiosity earnings, minimum charges.
Advantages: Secure place for your resources, opportunity advancement as a result of desire.
Latest Account: Perfect for everyday transactions and handling costs.
Attributes: Checkbook facility, overdraft protection.
Gains: Easy for regular payments and withdrawals.
Set Deposit Account: For those looking to gain better curiosity prices around a set time period.
Features: Preset expression deposits, greater desire costs in comparison with financial savings accounts.
Gains: Safe expense possibility with predictable returns.
Loans
Personal Loans: Unsecured financial loans which can be used for several functions like instruction or residence renovation.
Types:
Installment Loans
Credit history Lines
Gains: Flexible repayment phrases, aggressive curiosity fees.
Residence Financial loans: Tailored remedies for purchasing residence or refinancing present mortgages.
Sorts:
Fixed Charge Dwelling Mortgage
Floating Fee Home Mortgage
Added benefits: Various strategies to accommodate person demands, interesting prices.
Charge cards
UOB delivers An array of credit cards catering to distinct life and paying out habits:
Rewards Cards: Generate factors on just about every purchase which can be redeemed for gifts or travel miles.
Cashback Cards: Get income rebates on day-to-day expending such as groceries and dining out.
Travel Cards: Unique benefits like air miles accumulation and travel insurance coverage coverage.
Investment decision Providers
For individuals enthusiastic about increasing their prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by specialists. * Appropriate for prolonged-phrase development objectives.
Structured Deposits * Combines the features of common deposits with financial investment products and solutions. * Likely better returns but with a few threat concerned.
Insurance coverage Products
To shield on your own and Your loved ones towards unexpected gatherings:
Daily life Insurance policy * Offers economical protection in case of Dying or essential sickness. * more info Can also function a cost savings tool depending on the coverage selected.
Health and fitness Insurance plan * Covers medical charges such as hospitalization prices. * Essential for mitigating superior healthcare prices.
Digital Banking Products and services
Ease at your fingertips through digital platforms:
World-wide-web Banking
Permits you to manage your finances on line:
See account balances and transaction heritage
Transfer funds amongst accounts or pay payments
Submit an application for new goods (loans/bank cards)
Cell Banking
Banking on-the-go by way of cellular applications:
Quick stability checks
Cell payment options (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to supply personalised banking methods that cater particularly to specific necessities while making certain usefulness and protection in all transactions.